Carriers, Brokers & Underwriting Operations

Claims Vendors Bill Above the Rate Schedule. Check Every Invoice.

Independent adjusters inflate hours. Repair networks exceed approved rates. Medical bills arrive twice. AI checks every claims-vendor invoice against contracted rates across all lines of business, and routes the exceptions to a named owner.

$362K
Modeled: 50K invoices, $9.90→$2.67 each
Per claim
Vendor Bill vs Rate Schedule
Per-field
AI Confidence + Source Page
Audited
Every Review & Approval
Insurance professionals using InferonIQ AI platform
AI-powered intelligence for insurance
Why Insurance Needs AI

The problems that cost you millions

Per claim

Claims Vendor Overbilling

Independent adjusters, repair networks, glass, towing, and medical providers bill above approved rate schedules — inflated hours, services outside the assignment, and duplicate charges, multiplied across thousands of claims.

Hundreds

Overlapping Vendor Services

Carriers maintain hundreds of vendor relationships with overlapping services — duplicate SaaS licenses, redundant consulting firms, and inconsistent pricing across regions.

56 jurisdictions

Multi-State Compliance

Insurance is regulated state by state — 50 states, DC, and five territories (NAIC). Each can run market conduct exams, and pulling evidence by hand consumes compliance teams.

Ask AI

Ask anything about your Insurance data

Natural language queries across all your databases. Answers in seconds, not hours. No SQL required.

inferoniq / Ask AI — Insurance
Ctrl+K
U
"Show claims vendor spend by line of business and region"
Queried 3 databases in 1.4 seconds
Supplier
Amount
Variance
Meridian Supply Co.
$4.2M
+12%
Northwind Components
$2.8M
-3%
Atlas Industrial Group
$1.9M
+8%
Show claims vendor spend by line of business and region
Which repair network vendors exceeded approved labor rates?
What TPA invoices have fee discrepancies vs contract?
Show overlapping vendor services across business units
Invoice Intelligence

AI-Powered Claims Vendor Rate Validation for Insurance

MATCH98.7%$3,200 approvedRATE SCHEDULEClaim #A-7742CLAIM ASSESSMENT$4,850 billedPROVIDER INVOICE
Real Example

“Auto glass vendor billed $4,850 for a windshield replacement — the approved rate schedule caps it at $3,200. $1,650 over schedule flagged before payment; Ask AI then lists every other claim that vendor billed above the cap this quarter.”

Premium audit adjustment detection — retrospective premiums, experience mod changes, surplus lines
Vendor invoice automation across business units
Duplicate payment checks and prevention
Multi-level approval workflows with configurable thresholds
Claims operations cost validation against rate schedules
Provider billing checked against contracted fee schedules
Contracted rate schedules turned into match rules
Spend Analytics

Complete spend visibility across your Insurance operations

Spend by Category
Suppliers$4.2MOperations$3.1MContracts$2.4MIT / SaaS$1.8MOther$1.1M
Vendor spend by category and service type
Invoice aging analysis across claims vendors
Spend leakage detection on repair and service invoices
DPO tracking and touchless processing rate
Contract Intelligence

AI-powered contract analysis for Insurance

Upload any contract. AI extracts clauses, identifies risks, tracks renewals, and monitors obligations — automatically.

Broker and vendor agreement management
Renewal tracking with notice deadlines
Fee obligation and schedule monitoring
SLA compliance tracking
Contract Intelligence
Master Service Agreement
Section 4.2 — Auto-Renewal Clause
This agreement shall automatically renew for
successive one (1) year periods unless notice
is provided ninety (90) days prior...
AI Extracted
Renewal
Auto — Mar 2027
Notice
90 days
Escalation
Up to 8%/yr
Risk
Medium-High
AUDIT READY
Compliance & Controls

Audit-ready controls built into every workflow

Controls reporting dashboards
Complete audit trail with timestamps
Regulatory evidence collection
Policy compliance monitoring
Document Intelligence

Upload any document. AI understands it.

Invoices, contracts, PDFs, scanned documents — upload anything. AI classifies, extracts data, embeds for search, and makes it queryable in seconds.

Multi-Source Ingestion

Upload files, connect SharePoint, OneDrive, S3, email — or drag and drop. All formats supported.

AI Classification & Extraction

Auto-classifies document type (invoice, contract, legal, PO) and extracts structured data with AI vision.

Smart Edit — 8 AI Actions

Click any document for instant AI analysis: Clause Clarity, Risk Analysis, Key Terms, Line Audit, Tax Check, and more.

Custom Workflow Agents

Describe a workflow. Get a live app. In plain English.

Not just dashboards — operational workflows with approvals, routing, alerts, and SLAs. Describe what you need in natural language. InferonIQ builds, connects, and deploys a working app in minutes.

Try this in Agent Studio:

“Build a claims-vendor invoice queue — route bills above the rate schedule to the vendor manager, escalate anything open after 5 days, and alert the team in Teams.”

Rate-schedule checkNamed ownersSLA escalationTeams alerts
Natural-language agent builder — describe what you need
Agent Studio — business users customize instructions
Approval workflows, SLA timers, and escalation routing
Scheduled automation (batch, hourly, per-event)
Connectors: Email, Slack, Teams, S3, SharePoint, REST
Full pipeline observability and audit trail
Agent StudioNo Code
Agent Name
Insurance Claims Auditor
Industry
Insurance
Match Configuration
Rate Schedule↔Claim Assessment↔Provider Invoice
Data Source
Guidewire / Duck Creek
Trigger
Hourly
Tolerance
±2%
Agent ready to deployActivate
InputLearningOutput
Self-Learning Platform

Every query makes the system smarter

inferonIQ learns from every interaction — correction patterns, match decisions, and successful queries feed back into the engine automatically.

Query Memory
50–100ms cached responses. 40–60% hit rate that improves daily.
Auto Glossary
Business terms built from successful queries — your domain language.
Correction Patterns
Auto-extracted from feedback. Replayed at query time.
Threshold Tuning
Match rules auto-optimize from human decisions over time.
Cross-Database Intelligence

One question. All your systems.

Query across Oracle + SQL Server + Snowflake in one question. Parallel execution, automatic join inference, unified results.

ORACLESQLServerSNOWFLAKEMERGE✓UNIFIEDRESULT

Dialect-native SQL

Postgres, SQL Server, Oracle, MySQL, Snowflake, BigQuery, Databricks, Redshift and more.

Auto Join Inference

FK matching, business key matching, and composite key discovery across databases.

Parallel Execution

Queries execute simultaneously across systems. Results merged and deduplicated.

Connects to anything

Databases, ERPs, file storage, email and SharePoint — anything else over JDBC or REST API.

Works With Your Entire Stack

ORACLESAPSQLServerPPostgreSQLSnowflakeBigQueryMyMySQLDatabricksQQuickBooksNetSuitexeroSSharePointWorkdayIcertisSAPAribaJAGGAEREpicORACLEHealthFHIR R4HL7v2
+ any database, ERP or EHR
ORACLESAPSQLServerPPostgreSQLSnowflakeBigQueryMyMySQLDatabricksQQuickBooksNetSuitexeroSSharePointWorkdayIcertisSAPAribaJAGGAEREpicORACLEHealthFHIR R4HL7v2
+ any database, ERP or EHR

Why Insurance teams choose InferonIQ

Zero data replication — BYOC available
Connect any database + documents
Ask AI across real enterprise data
Built-in invoice + contract intelligence
Audit-ready controls and compliance
Enterprise security with RBAC
Fast time to value — under 48 hours
BYOC / On-Prem
Zero Data Movement
SOC 2 Type II — In progress
Role-Based Access
Full Audit Trail
PII / PHI Detection
What to expect

What InferonIQ brings to Insurance

Modeled figures show their basis. A pilot measures them on your own invoices.

$362K
Modeled: 50K invoices, $9.90→$2.67 each
Per claim
Vendor Bill vs Rate Schedule
Per-field
AI Confidence + Source Page
Audited
Every Review & Approval

Ready to transform Insurance finance?

Free 48-hour scan. We connect to your data, find the waste, and deliver a report with specific dollar amounts. If we find nothing — you pay nothing.

Read-only access · 48-hour turnaround · No commitment required